Saturday 3 December 2016

How to invest Online in Mutual Funds.

If you are fist time investor having Aadhar card

Do your e-kyc by going to below mentioned link

Click here

Once you complete you e-Kyc kindly invest in Mutual fund by clicking on the below mentioned link.

Axis Mutual fund

Click here

Birla Mutual Fund

Click here

DSP Black rock Mutual Fund 

Click here

Franklin Templeton Mutual Fund

Click here

HDFC Mutual Fund

Click here

ICICI Prudential Mutual Fund.

Click here

L&T Mutual Fund

Click here

IDFC Mutual fund

Click here

Mirae Mutual Fund.

Click here

Motilal Oswal Mutual fund

Click here

TATA Mutual Fund

Click here


UTI Mutual Fund

Click here






Best Investment Option in India.

In todays time when inflation is hovering around 8-9%,bank fixed deposite (FD's) will not beat the inflation which is giving  return of 7%-8.5% per annum,this means the value of the money remains the same after a year even though you earn a retun of 8%.

So how to grow your money without taking too many risk and without bothering to watch your portfolio on daily basis.Equity market is best way to beat the inflation and earn annualise retun of 15%-30% on long term(3+ years).

If you don't have the very good Knowledge of Equity market, you can invest in equity market through equity Mutual Funds,in long term equity Mutual Fund can give you annualise  retun of 15%-30%.
Systematic Investment plan(SIP) is the best way to invest in Equity mutual fund in long term,it gives you the benefit of averaging ,when the market is up it will buy you less units but when market is down it will buy more units,thus averaging the units.

What is NAV in Mutual fund

NAV(Net Asset Value)-Net asset value is
                                       
                                             Market capitalisation - Total liblities
                                               ___________________________
                                                 Total number of outstanding shares

Units=     Invested Amount
              -----------------------
                    NAV

AUM(Asset under Management) -AUM is total Invested amount in a particular scheme of Mutual fund or AMC(Asset Management company)

AMC-Mutual Fund company is better known as AMC(Asset Management company).

Switch-Switching of the whole amount/units or partial amount/units of a scheme to a different scheme of the Same AMC(mutual fund company ).

For Example switching all units of DSP Blackrock Equity Fund to DSP blackrock Micro cap fund.
or Switch of all units of SBI Balance Fund to SBI Midcap fund.

Switching of DSP Blackrock Equity Fund to SBI Midcap fund not allowed.

Dividend Reinvestment-Dividend reinvestment is the option where amount which was delcleared as diviend in a particular scheme is again reinvested in that particular scheme,units of that amount is
repurchsed.

Dividend Payout-Dividend amount which was delcleared as diviend in a particular scheme is directly credited in you bank account.

Growth option -It is the option in which the Invested amount keeps on growing until and unless you redeem the amount.




Top 10 tax saving Funds(ELSS)

Top 12 Tax saving Funds(ELSS) as on 19th Jan 2018



Top 10 Mid cap Mutual funds returns

Right now India is the best investment destination and India Mutual fund making good returns for the Investor.
Here are Top 10  Mid cap mutual funds return over 3 years
As on NOV 2016

FundLaunchExpense 3-Year Net Assets (Cr)
Ratio (%)Return (%)
Mirae Asset Emerging Bluechip Fund - Regular Plan Jul-102.3739.792,642
Birla Sun Life Pure Value Fund Mar-082.8237.18604
UTI Mid Cap FundApr-042.3237.093,664
Sundaram Select Midcap Fund - Regular PlanJul-022.3136.14,193
JP Morgan India Mid and Small Cap FundDec-072.4534.35491
Principal Emerging Bluechip Fund Nov-082.6134.33632
ICICI Prudential Midcap FundOct-042.3933.981,188
HDFC Mid-Cap Opportunities FundJun-072.1133.7413,022
DSP BlackRock Small and Mid Cap Fund - Regular PlanNov-062.5333.722,360
Kotak Mid-Cap Regular PlanFeb-052.4733.16464

How Can you grow your Money through Equity Mutual fund

In todays time when inflation is hovering around 8-9%,bank fixed deposite (FD's) will not beat the inflation which is giving  return of 7%-8.5% per annum,this means the value of the money remains the same after a year even though you earn a retun of 8%.

So how to grow your money without taking too many risk and without bothering to watch your portfolio on daily basis.Equity market is best way to beat the inflation and earn annualise retun of 15%-30% on long term(3+ years).

If you don't have the very good Knowledge of Equity market, you can invest in equity market through equity Mutual Funds,in long term equity Mutual Fund can give you annualise  retun of 15%-30%.
Systematic Investment plan(SIP) is the best way to invest in Equity mutual fund in long term,it gives you the benefit of averaging ,when the market is up it will buy you less units but when market is down it will buy more units,thus averaging the units.